Net Percentage of Domestic Banks Reporting Stronger Demand for Business Loans, Weighted by Banks' Outstanding Loan Balances by Category
SUBLPDMBDXWBNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
7.10
Year-over-Year Change
-265.12%
Date Range
10/1/1991 - 7/1/2025
Summary
Measures weighted changes in business loan demand across domestic banks. Provides crucial insights into corporate borrowing trends and economic momentum.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks banks' perceptions of business loan demand, weighted by their outstanding loan balances. Reflects broader economic investment signals.
Methodology
Calculated through quarterly bank lending survey responses, weighted by loan portfolio size.
Historical Context
Critical for understanding business investment appetite and potential economic expansion.
Key Facts
- Weighted by banks' outstanding loan balances
- Quarterly survey-based metric
- Indicates corporate borrowing sentiment
FAQs
Q: What does this metric reveal about the economy?
A: It shows business appetite for borrowing and potential investment activity. Indicates economic confidence levels.
Q: How is the data collected?
A: Through quarterly surveys of domestic banks, weighted by their loan portfolio sizes.
Q: Why is loan demand important?
A: High loan demand suggests business expansion and economic growth potential.
Q: What factors influence loan demand?
A: Interest rates, economic outlook, and business investment opportunities drive loan demand.
Q: How frequently is this data updated?
A: The metric is typically updated on a quarterly basis through bank lending surveys.
Related Trends
Net Percentage of Domestic Banks Increasing Spreads of Interest Rates Over Banks' Cost of Funds on Credit Card Loans
SUBLPDCLCTSNQ
Number of Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Accounts Receivable Financing Needs Was a Somewhat Important Reason
SUBLPDCIRSASNQ
Net Percentage of Other Domestic Banks Increasing the Minimum Required Down Payment on Auto Loans
SUBLPDCLATDOTHNQ
Number of Other Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was Not an Important Reason
SUBLPDCIRESNOTHNQ
Number of Other Domestic Banks That Eased and Reported That Improvement in Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRELSOTHNQ
Number of Large Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRTLSLGNQ
Citation
U.S. Federal Reserve, Business Loan Demand (SUBLPDMBDXWBNQ), retrieved from FRED.