Net Percentage of Domestic Banks Tightening Standards for Non-Qualified Mortgage Jumbo Mortgage Loans
SUBLPDHMSKNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
1/1/2015 - 7/1/2025
Summary
Tracks domestic banks' lending standards for non-qualified jumbo mortgage loans. Provides critical insight into mortgage market lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures the percentage of domestic banks tightening standards for jumbo mortgage loans. It reflects lending market risk assessment and credit availability.
Methodology
Surveyed banks report changes in mortgage lending standards through Federal Reserve data collection.
Historical Context
Used by economists and policymakers to understand mortgage market credit conditions.
Key Facts
- Indicates domestic mortgage lending risk appetite
- Reflects bank lending strategy changes
- Important for housing market analysis
FAQs
Q: What are non-qualified jumbo mortgage loans?
A: Mortgage loans exceeding conventional loan limits that do not meet standard government-sponsored enterprise guidelines.
Q: How does this metric impact home buyers?
A: Tighter standards can make jumbo mortgages more difficult to obtain, affecting high-value property purchases.
Q: Why do banks tighten lending standards?
A: To manage risk during economic uncertainty or anticipate potential market downturns.
Q: How frequently is this data updated?
A: Typically collected quarterly through the Federal Reserve's bank lending survey.
Q: What are the limitations of this metric?
A: Represents surveyed bank perspectives and may not capture entire mortgage lending landscape.
Related Trends
Number of Foreign Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was Not an Important Reason
SUBLPFCIRECNNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Decreased Customer Internally Generated Funds Was a Somewhat Important Reason
SUBLPDCIRSGSOTHNQ
Net Percentage of Large Domestic Banks Tightening Standards for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans
SUBLPDHMSQLGNQ
Number of Large Domestic Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was Not an Important Reason
SUBLPDCIRTINLGNQ
Net Percentage of Domestic Banks Tightening Standards for Auto Loans
STDSAUTO
Net Percentage of Large Domestic Banks Tightening Policies on Consumer Loans Excluding Credit Card and Auto Loans to Customers That Do Not Meet Credit Scoring Thresholds
SUBLPDCLXTELGNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Tightening Standards for Non-Qualified Mortgage Jumbo Mortgage Loans (SUBLPDHMSKNQ), retrieved from FRED.