Net Percentage of Domestic Banks Reducing the Maximum Maturity of Credit Lines for Small Firms
SUBLPDCISTANQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.30
Year-over-Year Change
-431.25%
Date Range
7/1/2005 - 7/1/2025
Summary
Measures the percentage of domestic banks reducing credit line lengths for small firms. Provides crucial insights into small business financing conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks changes in credit availability for small businesses by monitoring maximum credit line reductions. It reflects banking sector's risk assessment.
Methodology
Calculated through survey responses from domestic banks about small business credit practices.
Historical Context
Used by policymakers to understand small business financing challenges.
Key Facts
- Tracks small business credit accessibility
- Indicates banking sector risk perception
- Important economic health signal
FAQs
Q: What does this metric indicate about small business lending?
A: It shows how banks are reducing or limiting credit lines for small firms, reflecting potential economic constraints.
Q: Why would banks reduce credit lines?
A: Banks may reduce lines during economic uncertainty to minimize potential financial risks and exposure.
Q: How frequently is this data collected?
A: The Federal Reserve typically updates this metric through quarterly senior loan officer surveys.
Q: What implications does this have for small businesses?
A: Reduced credit lines can limit small businesses' ability to invest, expand, or manage cash flow.
Q: How do economists interpret this data?
A: Economists use this metric to assess small business financing conditions and potential economic challenges.
Related Trends
Net Percentage of Large Domestic Banks Reporting Stronger Demand for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans
SUBLPDHMDQLGNQ
Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPDCIRWENLGNQ
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was a Very Important Reason
SUBLPDCIRSSVLGNQ
Number of Other Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Very Important Reason
SUBLPDCIRESVOTHNQ
Number of Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was a Somewhat Important Reason
SUBLPDCIRERSNQ
Net Percentage of Foreign Banks Increasing Costs of Credit Lines
SUBLPFCITCNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Reducing Credit Lines for Small Firms (SUBLPDCISTANQ), retrieved from FRED.