Number of Other Domestic Banks That Tightened and Reported That Less Favorable Economic Outlook Was a Very Important Reason

SUBLPDCIRTOVOTHNQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

5.00

Year-over-Year Change

-28.57%

Date Range

7/1/1990 - 7/1/2025

Summary

Tracks bank sentiment regarding economic outlook tightening. Provides critical insight into banking sector's perception of economic conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This metric measures how many domestic banks are tightening lending standards due to economic uncertainty. Reflects potential economic contraction signals.

Methodology

Collected through Federal Reserve bank lending survey of domestic financial institutions.

Historical Context

Used by policymakers to assess potential credit market constraints and economic risk.

Key Facts

  • Indicates potential economic slowdown
  • Reflects bank risk assessment
  • Part of Federal Reserve lending survey

FAQs

Q: What does this economic indicator measure?

A: Tracks domestic banks tightening lending standards due to unfavorable economic outlook. Provides insight into banking sector's economic expectations.

Q: How often is this data updated?

A: Typically updated quarterly through Federal Reserve bank lending surveys. Provides current snapshot of banking sector sentiment.

Q: Why do banks tighten lending standards?

A: Banks tighten standards to manage risk during uncertain economic conditions. Protects against potential loan defaults.

Q: How do economists use this data?

A: Economists analyze this indicator to predict potential economic contractions and credit market changes.

Q: What does increased tightening suggest?

A: Increased tightening often indicates banks expect economic challenges and are reducing lending risk.

Related Trends

Citation

U.S. Federal Reserve, Number of Other Domestic Banks That Tightened and Reported That Less Favorable Economic Outlook Was a Very Important Reason (SUBLPDCIRTOVOTHNQ), retrieved from FRED.