Number of Large Domestic Banks That Eased and Reported That More Aggressive Competition From Other Banks or Nonbank Lenders Was a Somewhat Important Reason
SUBLPDCIREASLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4.00
Year-over-Year Change
-69.23%
Date Range
7/1/2001 - 7/1/2025
Summary
Measures the number of large domestic banks easing lending standards due to competitive pressures. Provides insight into banking sector competitive dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks banks reporting more aggressive lending approaches driven by competition from banks and nonbank lenders. Indicates market competitive intensity.
Methodology
Calculated through quarterly survey of large domestic bank lending practices.
Historical Context
Used to understand banking sector competitive landscape and lending strategy shifts.
Key Facts
- Reflects increasing banking sector competition
- Indicates potential loosening of lending standards
- Shows nonbank lenders' market impact
FAQs
Q: What are nonbank lenders?
A: Financial institutions that provide loans but do not hold a banking license. They include online lenders and credit companies.
Q: Why do banks ease lending standards?
A: To remain competitive and maintain market share when facing increased competition from other financial institutions.
Q: How often is this data collected?
A: Typically gathered through quarterly Federal Reserve bank lending surveys.
Q: What does increased competition mean for borrowers?
A: More competition can lead to more favorable loan terms and increased credit availability.
Q: Are there risks to aggressive lending?
A: Overly aggressive lending can increase financial system risk during economic downturns.
Related Trends
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Accounts Receivable Financing Needs Was Not an Important Reason
SUBLPDCIRSANOTHNQ
Net Percentage of Foreign Banks Tightening Loan Covenants
SUBLPFCITLNQ
Number of Foreign Banks That Tightened and Reported That Increased Concerns About the Effects of Legislative Changes, Supervisory Actions, or Changes in Accounting Standards Was Not an Important Reason
SUBLPFCIRTENNQ
Number of Other Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Somewhat Important Reason
SUBLPDCIRESSOTHNQ
Number of Foreign Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPFCIRTLSNQ
Number of Large Domestic Banks That Eased and Reported That Reduction in Defaults by Borrowers in Public Debt Markets Was Not an Important Reason
SUBLPDCIREDNLGNQ
Citation
U.S. Federal Reserve, Number of Large Domestic Banks That Eased and Reported That More Aggressive Competition From Other Banks or Nonbank Lenders Was a Somewhat Important Reason (SUBLPDCIREASLGNQ), retrieved from FRED.