Net Percentage of Domestic Banks Increasing the Cost of Credit Lines to Large and Middle-Market Firms
SUBLPDCILTCNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
7/1/1990 - 7/1/2025
Summary
Measures changes in credit line costs for large and middle-market firms. Provides critical insight into corporate borrowing conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks domestic banks' adjustments to credit line pricing for mid-sized and large businesses. It reflects lending market dynamics.
Methodology
Federal Reserve surveys collect quarterly data on banks' credit line cost modifications.
Historical Context
Crucial for understanding corporate financing conditions and potential economic constraints.
Key Facts
- Quarterly banking survey metric
- Tracks corporate credit line pricing
- Indicates lending market conditions
FAQs
Q: What does this metric reveal about business lending?
A: It shows how banks are adjusting credit line costs for large and middle-market firms.
Q: How frequently is this data updated?
A: The data is updated quarterly through Federal Reserve banking surveys.
Q: Why is this important for businesses?
A: Changes in credit line costs directly impact corporate borrowing expenses and financial planning.
Q: How do economic conditions affect this metric?
A: Economic uncertainty can lead banks to increase credit line costs to manage perceived risks.
Q: What are the data's potential limitations?
A: The metric represents bank intentions and may not fully capture actual implemented changes.
Related Trends
Number of Large Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was Not an Important Reason
SUBLPDCIRESNLGNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Merger or Acquisition Financing Needs Was Not an Important Reason
SUBLPDCIRWMNNQ
Number of Large Domestic Banks That Eased and Reported That More Favorable Economic Outlook Was Not an Important Reason
SUBLPDCIREONLGNQ
Number of Domestic Banks That Eased and Reported That Reduction in Defaults by Borrowers in Public Debt Markets Was Not an Important Reason
SUBLPDCIREDNNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Decreased Customer Internally Generated Funds Was a Somewhat Important Reason
SUBLPDCIRSGSOTHNQ
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was Not an Important Reason
SUBLPDCIRSMNLGNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Increasing the Cost of Credit Lines to Large and Middle-Market Firms (SUBLPDCILTCNQ), retrieved from FRED.