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Monthly

SPASTT01PTM657N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

5.16

Year-over-Year Change

-424.49%

Date Range

2/1/1988 - 6/1/2025

Summary

The Monthly series measures the monthly personal saving rate in the United States. This trend is a key indicator of consumer spending and economic health.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The personal saving rate represents the percentage of disposable personal income that households save. Economists and policymakers closely monitor this metric to understand consumer behavior and financial resilience.

Methodology

The data is collected and calculated by the U.S. Bureau of Economic Analysis.

Historical Context

The personal saving rate is used to inform economic policies and forecast consumer demand.

Key Facts

  • The U.S. personal saving rate averaged 6.1% in 2022.
  • Saving rates tend to rise during economic downturns.
  • The all-time high for the U.S. personal saving rate was 33.8% in April 2020.

FAQs

Q: What does this economic trend measure?

A: The Monthly series measures the percentage of disposable personal income that U.S. households save each month.

Q: Why is this trend relevant for users or analysts?

A: The personal saving rate is a key indicator of consumer behavior and financial resilience, informing economic policies and forecasts.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Bureau of Economic Analysis.

Q: How is this trend used in economic policy?

A: The personal saving rate is used by economists and policymakers to understand consumer spending patterns and inform economic policies.

Q: Are there update delays or limitations?

A: The data is typically released with a one-month lag by the Bureau of Economic Analysis.

Related Trends

Citation

U.S. Federal Reserve, Monthly (SPASTT01PTM657N), retrieved from FRED.