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Quarterly

SPASTT01AUQ657N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

-0.25

Year-over-Year Change

-78.18%

Date Range

4/1/1958 - 4/1/2025

Summary

The Quarterly trend measures the U.S. personal savings rate on a quarterly basis. This key economic indicator provides insights into household spending and financial health.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The personal savings rate represents the percentage of disposable personal income that households save. It is an important metric for understanding consumer behavior and the overall strength of the economy.

Methodology

The data is collected and calculated by the U.S. Bureau of Economic Analysis.

Historical Context

The personal savings rate is closely watched by policymakers and economists to assess the financial stability of households and consumer spending trends.

Key Facts

  • The personal savings rate averaged 6.1% in 2022.
  • Savings rates tend to rise during economic downturns.
  • Households typically save more when economic uncertainty is high.

FAQs

Q: What does this economic trend measure?

A: The Quarterly trend measures the percentage of disposable personal income that U.S. households save on a quarterly basis.

Q: Why is this trend relevant for users or analysts?

A: The personal savings rate is a key indicator of consumer financial health and spending patterns, which are important for understanding the overall strength of the economy.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Bureau of Economic Analysis.

Q: How is this trend used in economic policy?

A: The personal savings rate is closely monitored by policymakers and economists to assess household financial stability and consumer spending trends, which inform economic policy decisions.

Q: Are there update delays or limitations?

A: The personal savings rate data is released quarterly by the Bureau of Economic Analysis, with a typical delay of 1-2 months.

Related Trends

Citation

U.S. Federal Reserve, Quarterly (SPASTT01AUQ657N), retrieved from FRED.