74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Considerably
SFQ74B4TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across financial markets. Provides critical insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures collateral spread variations for most favored clients in consumer ABS markets. Indicates potential shifts in credit accessibility and financing conditions.
Methodology
Surveyed data from financial institutions tracking funding term adjustments.
Historical Context
Used by policymakers and investors to assess credit market health and risk.
Key Facts
- Reflects funding term changes for consumer securities
- Indicates credit market flexibility
- Critical for understanding lending environment
FAQs
Q: What do collateral spreads indicate?
A: Collateral spreads measure risk premiums in asset-backed securities. They reflect lending market conditions.
Q: Why are consumer ABS funding terms important?
A: They signal credit market health and potential lending constraints. Investors use them to assess risk.
Q: How often are these terms updated?
A: Typically surveyed quarterly to capture evolving market conditions.
Q: Who uses this data?
A: Investors, financial analysts, and policymakers track these trends for market insights.
Q: What impacts collateral spreads?
A: Economic conditions, credit risk, and institutional lending strategies influence spreads.
Related Trends
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: First In Importance
CTQ19B6MINR
26) How Has the Intensity of Efforts by Insurance Companies to Negotiate More Favorable Price and Nonprice Terms Changed Over the Past Three Months?| Answer Type: Increased Somewhat
CTQ26ISNR
70) Over the Past Three Months, How Have the Terms Under Which CMBS Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
SFQ70A1ECNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ74A3ESNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Decreased Considerably
ALLQ40BDCNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 1. Improvement in Current or Expected Financial Strength of Counterparties. | Answer Type: 3rd Most Important
CTQ37B13MINR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B4TCNR), retrieved from FRED.