74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Considerably
SFQ74B2TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across different client relationships. Provides critical insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the tightening of funding terms for consumer asset-backed securities like credit card and auto loan receivables. Indicates credit market stress and institutional lending practices.
Methodology
Surveyed data from financial institutions reporting changes in funding terms.
Historical Context
Used by policymakers to assess credit market liquidity and financial sector health.
Key Facts
- Reflects funding conditions for consumer asset-backed securities
- Indicates credit market tightness
- Tracks changes in lending relationships
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loans like credit cards or auto loans. Represent a key financial market instrument.
Q: Why do funding terms matter?
A: Changes in funding terms signal credit market health and potential economic shifts.
Q: How often are these terms updated?
A: Typically surveyed quarterly to capture recent market changes.
Q: What impacts funding terms?
A: Factors include economic conditions, institutional risk assessment, and market competition.
Q: Can these terms predict economic trends?
A: They provide early signals of potential credit market tightening or expansion.
Related Trends
9) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Availability of Additional (and Currently Unutilized) Financial Leverage Under Agreements Currently in Place with Hedge Funds (for Example, Under Prime Broker, Warehouse Agreements, and Other Committed but Undrawn or Partly Drawn Facilities) Changed over the Past Three Months?| Answer Type: Decreased Considerably
ALLQ09DCNR
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| A. High-Grade Corporate Bonds. | Answer Type: Increased Somewhat
SFQ78AISNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important
CTQ19A53MINR
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Somewhat
SFQ52B2ESNR
24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Considerably
ALLQ24ECNR
75) Over the Past Three Months, How Has Demand for Funding of Consumer Abs by Your Institution's Clients Changed?| Answer Type: Remained Basically Unchanged
ALLQ75RBUNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B2TCNR), retrieved from FRED.