74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
SFQ74A2RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in funding terms for consumer asset-backed securities (ABS) for average clients. Provides critical insights into consumer credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks maximum maturity terms for consumer ABS, including credit card and auto loan-backed securities. It reflects broader consumer lending trends.
Methodology
Survey-based data collection from financial institutions reporting funding term changes.
Historical Context
Used by economists to assess consumer credit market stability and lending practices.
Key Facts
- Represents average client funding terms
- Covers credit card and auto loan securities
- Indicates stable lending conditions
FAQs
Q: What does SFQ74A2RBUNR track?
A: Changes in funding terms for consumer asset-backed securities for average clients.
Q: Why are consumer ABS important?
A: They provide insights into consumer lending markets and credit availability.
Q: What does 'remained basically unchanged' indicate?
A: Suggests stable lending terms and consistent credit market conditions.
Q: Who monitors these funding terms?
A: Economists, financial analysts, and policymakers use this data to assess market conditions.
Q: How frequently is this data updated?
A: Typically reported quarterly to reflect current consumer credit market trends.
Related Trends
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20) How Has the Intensity of Efforts by Mutual Funds, ETFs, Pension Plans, and Endowments to Negotiate More-Favorable Price and Nonprice Terms Changed Over the Past Three Months?| Answer Type: Decreased Somewhat
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74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74A2RBUNR), retrieved from FRED.