Real Gross Capital Formation for Saudi Arabia
Quarterly
NIRNSAXDCSAQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
358,692.00
Year-over-Year Change
16.11%
Date Range
1/1/2010 - 1/1/2025
Summary
The Quarterly Net Interest Rate Spread on Bank Deposits tracks the difference between the average yield on bank deposits and the federal funds rate. This measure provides insight into the profitability of the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Net Interest Rate Spread on Bank Deposits represents the gap between the average rate paid on deposits and the short-term federal funds rate. This spread is a key indicator of banks' net interest margins and overall profitability.
Methodology
The data is collected and calculated by the U.S. Federal Reserve.
Historical Context
Policymakers and analysts monitor this trend to gauge the health and lending capacity of the banking system.
Key Facts
- The spread averaged 3.15% in Q4 2022.
- A wider spread indicates higher bank profitability.
- The spread narrowed in 2022 as the Fed raised rates.
FAQs
Q: What does this economic trend measure?
A: The Quarterly Net Interest Rate Spread on Bank Deposits measures the difference between the average yield on bank deposits and the federal funds rate.
Q: Why is this trend relevant for users or analysts?
A: This spread is a key indicator of banks' net interest margins and overall profitability, providing insight into the health and lending capacity of the banking system.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this trend to gauge the health and lending capacity of the banking system, which is crucial for the transmission of monetary policy.
Q: Are there update delays or limitations?
A: The data is released quarterly with a short delay, and may be subject to revisions.
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Citation
U.S. Federal Reserve, Quarterly Net Interest Rate Spread on Bank Deposits (NIRNSAXDCSAQ), retrieved from FRED.