Use of Financial Services: Key Indicators, Outstanding Loans from Commercial Banks for Namibia

NAMFCSODCGGDPPT • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

20.06

Year-over-Year Change

-57.08%

Date Range

1/1/2004 - 1/1/2023

Summary

This economic trend measures the use of financial services in Namibia, specifically the outstanding loans from commercial banks as a percentage of Namibia's gross domestic product (GDP). It provides insights into the availability and utilization of credit in the Namibian economy.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The outstanding loans from commercial banks for Namibia, expressed as a percentage of GDP, is an important indicator of financial inclusion and the depth of the country's banking sector. It helps economists and policymakers assess the level of financial intermediation and the ability of businesses and individuals to access credit, which is crucial for economic growth and development.

Methodology

The data is collected by the Namibian central bank and reported to the International Monetary Fund (IMF).

Historical Context

This indicator is widely used by economists, financial analysts, and policymakers to evaluate the health and stability of Namibia's financial system.

Key Facts

  • Namibia's outstanding commercial bank loans were 47.4% of GDP in 2020.
  • The indicator has shown steady growth over the past decade, reflecting improved financial access.
  • Namibia's ratio is higher than the average for sub-Saharan African countries.

FAQs

Q: What does this economic trend measure?

A: This trend measures the outstanding loans from commercial banks in Namibia as a percentage of the country's gross domestic product (GDP). It provides insights into the level of financial intermediation and access to credit in the Namibian economy.

Q: Why is this trend relevant for users or analysts?

A: This indicator is important for economists and policymakers as it helps assess the depth and development of Namibia's financial sector, as well as the ability of businesses and individuals to access credit, which is crucial for economic growth and development.

Q: How is this data collected or calculated?

A: The data is collected by the Namibian central bank and reported to the International Monetary Fund (IMF).

Q: How is this trend used in economic policy?

A: This indicator is widely used by economists, financial analysts, and policymakers to evaluate the health and stability of Namibia's financial system, and to inform policies aimed at promoting financial inclusion and access to credit.

Q: Are there update delays or limitations?

A: The data is typically updated on a quarterly or annual basis, and may be subject to revisions as more information becomes available. There may also be limitations in terms of data coverage or comparability across countries.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services: Key Indicators, Outstanding Loans from Commercial Banks for Namibia (NAMFCSODCGGDPPT), retrieved from FRED.