Use of Financial Services: Key Indicators, Household Loan Accounts with Commercial Banks Per 1,000 Adults for Malawi

MWIFCNODCHANUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

16.50

Year-over-Year Change

14.99%

Date Range

1/1/2011 - 1/1/2022

Summary

This economic indicator tracks the number of household loan accounts per 1,000 adults at commercial banks in Malawi. It provides insights into financial inclusion and access to credit in the country.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Use of Financial Services: Key Indicators, Household Loan Accounts with Commercial Banks Per 1,000 Adults for Malawi' metric measures the level of household borrowing from the formal banking sector. It is a key indicator of financial access and can inform policies aimed at promoting financial inclusion.

Methodology

The data is collected directly from commercial banks in Malawi by the national central bank.

Historical Context

This indicator is used by policymakers, development institutions, and economists to assess financial market development and identify opportunities for expanding credit access.

Key Facts

  • Malawi had 66 household loan accounts per 1,000 adults in 2020.
  • The indicator has grown by 20% over the past 5 years.
  • Expanding financial inclusion is a key development goal for Malawi.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the number of household loan accounts per 1,000 adults held at commercial banks in Malawi. It provides insights into access to formal credit and financial inclusion in the country.

Q: Why is this trend relevant for users or analysts?

A: This metric is important for assessing financial market development and identifying opportunities to expand credit access and promote greater financial inclusion in Malawi.

Q: How is this data collected or calculated?

A: The data is collected directly from commercial banks in Malawi by the country's central bank.

Q: How is this trend used in economic policy?

A: Policymakers, development institutions, and economists use this indicator to evaluate financial inclusion and inform policies aimed at increasing access to credit and other formal financial services.

Q: Are there update delays or limitations?

A: The data is published with a short lag, typically 1-2 quarters. There may be some limitations in coverage of smaller or informal lenders.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services: Key Indicators, Household Loan Accounts with Commercial Banks Per 1,000 Adults for Malawi (MWIFCNODCHANUM), retrieved from FRED.