Demand Deposits, All Commercial Banks for United States
M1472BUSM027NNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
141.10
Year-over-Year Change
6.73%
Date Range
1/1/1947 - 5/1/1968
Summary
This economic trend measures the total value of demand deposits held by all commercial banks in the United States. It is a key indicator of money supply and can signal changes in consumer spending and economic activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Demand deposits represent readily available funds that can be withdrawn on demand, such as checking accounts. This series provides insight into the liquidity of the banking system and helps analysts assess the overall level of economic activity.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
Demand deposit trends are closely monitored by policymakers, investors, and economists to gauge consumer and business confidence.
Key Facts
- Demand deposits account for a significant portion of the M1 money supply.
- Trends in demand deposits can signal changes in consumer spending and economic activity.
- The Federal Reserve uses demand deposit data to help set monetary policy.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of demand deposits held by all commercial banks in the United States. Demand deposits represent readily available funds that can be withdrawn on demand, such as checking accounts.
Q: Why is this trend relevant for users or analysts?
A: Demand deposit trends provide insight into the liquidity of the banking system and can signal changes in consumer spending and overall economic activity. This information is closely monitored by policymakers, investors, and economists.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Demand deposit trends are used by the Federal Reserve and other policymakers to help set monetary policy and assess the overall health of the economy.
Q: Are there update delays or limitations?
A: The demand deposit data is reported regularly by the Federal Reserve with minimal delays.
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Citation
U.S. Federal Reserve, Demand Deposits, All Commercial Banks for United States (M1472BUSM027NNBR), retrieved from FRED.