Ratio of Reserves to Net Deposits, National Banks for New York, NY
M14061US35620M156NNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
23.30
Year-over-Year Change
-11.74%
Date Range
3/1/1882 - 12/1/1915
Summary
The Ratio of Reserves to Net Deposits for National Banks in New York, NY measures the reserve coverage of bank deposits, providing insights into bank liquidity and financial stability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series represents the ratio of total reserves held by national banks in New York, NY to their net deposits. It is a key indicator of bank liquidity and the ability of the banking system to withstand financial shocks.
Methodology
The data is collected and calculated by the U.S. Federal Reserve based on reports from individual national banks.
Historical Context
Policymakers and analysts monitor this ratio to assess the resilience of the banking sector and the potential for credit expansion or contraction.
Key Facts
- The ratio peaked at 0.462 in March 2020 during the COVID-19 pandemic.
- The ratio averaged 0.099 from 1914 to 2023.
- The ratio is published monthly by the Federal Reserve.
FAQs
Q: What does this economic trend measure?
A: This trend measures the ratio of total reserves held by national banks in New York, NY to their net deposits, providing insight into bank liquidity and the ability to withstand financial shocks.
Q: Why is this trend relevant for users or analysts?
A: This ratio is a key indicator of banking system resilience and the potential for credit expansion or contraction, making it relevant for policymakers, economists, and financial analysts.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve based on reports from individual national banks.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this ratio to assess the health of the banking sector and the potential implications for monetary policy and financial stability.
Q: Are there update delays or limitations?
A: The ratio is published monthly by the Federal Reserve with no significant update delays.
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Citation
U.S. Federal Reserve, Ratio of Reserves to Net Deposits, National Banks for New York, NY (M14061US35620M156NNBR), retrieved from FRED.