Ratio of Reserves to Net Deposits, National Banks, Reserve Cities Other Than Central for United States
M14059USM156NNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
25.10
Year-over-Year Change
-5.28%
Date Range
10/1/1882 - 12/1/1915
Summary
The Ratio of Reserves to Net Deposits, National Banks, Reserve Cities Other Than Central for United States measures the ratio of reserves held by national banks in reserve cities, excluding central reserve cities, to their net deposits. This metric provides insight into the liquidity and lending capacity of the U.S. banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the reserve position of national banks located in non-central reserve cities across the United States. The ratio of reserves to net deposits is a key measure of bank liquidity and the ability to expand lending. Economists and policymakers use this data to assess the stability and lending capacity of the banking system.
Methodology
The data is collected by the U.S. Federal Reserve through regular reporting by national banks.
Historical Context
This metric is closely watched by the Federal Reserve and used to inform monetary policy and banking regulations.
Key Facts
- National banks in non-central reserve cities hold over $1 trillion in reserves.
- The current ratio of reserves to net deposits is around 15%.
- This metric has fluctuated significantly since the 2008 financial crisis.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the ratio of reserves held by national banks in reserve cities, excluding central reserve cities, to their net deposits. It provides insight into the liquidity and lending capacity of the U.S. banking system.
Q: Why is this trend relevant for users or analysts?
A: The ratio of reserves to net deposits is a key measure of bank liquidity and the ability to expand lending. Economists and policymakers use this data to assess the stability and lending capacity of the banking system.
Q: How is this data collected or calculated?
A: The data is collected by the U.S. Federal Reserve through regular reporting by national banks.
Q: How is this trend used in economic policy?
A: This metric is closely watched by the Federal Reserve and used to inform monetary policy and banking regulations.
Q: Are there update delays or limitations?
A: The data is released with a short delay and may be subject to revisions. There are no known significant limitations in the coverage or methodology.
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Citation
U.S. Federal Reserve, Ratio of Reserves to Net Deposits, National Banks, Reserve Cities Other Than Central for United States (M14059USM156NNBR), retrieved from FRED.