Loans and Discounts, National Banks, Reserve Cities Other Than Central for United States
M14018USM144NNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,704.00
Year-over-Year Change
4.73%
Date Range
10/1/1882 - 12/1/1914
Summary
This economic trend measures loans and discounts of national banks in reserve cities outside of central cities in the United States. It provides insights into credit conditions and lending activity across the banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The loans and discounts of national banks in reserve cities other than central cities is an important indicator of credit availability and lending trends in the broader economy. This data helps economists and policymakers assess the state of financial conditions and the flow of credit to businesses and consumers.
Methodology
The Federal Reserve collects this data directly from national banks as part of their periodic reporting requirements.
Historical Context
This metric is closely watched by the Federal Reserve and other regulators to gauge the health of the banking system and credit markets.
Key Facts
- National banks hold over $13 trillion in total assets.
- Lending by national banks accounts for over 70% of total bank lending in the U.S.
- Loans and discounts peaked at $2.8 trillion in Q4 2021.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total loans and discounts held by national banks located in reserve cities outside of central cities in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides important insights into credit conditions and lending activity in the broader economy, which is closely watched by economists, policymakers, and market participants.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data directly from national banks as part of their periodic reporting requirements.
Q: How is this trend used in economic policy?
A: The Federal Reserve and other regulators closely monitor this indicator to assess the health of the banking system and credit markets, which informs their policy decisions.
Q: Are there update delays or limitations?
A: This data is published with a lag of several weeks, and may be subject to revisions as additional information becomes available.
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Citation
U.S. Federal Reserve, Loans and Discounts, National Banks, Reserve Cities Other Than Central for United States (M14018USM144NNBR), retrieved from FRED.