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Quarterly, Not Seasonally Adjusted

LRUPTTFEDKQ156N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

3.12

Year-over-Year Change

-17.17%

Date Range

1/1/1999 - 10/1/2014

Summary

This quarterly, not seasonally adjusted economic trend measures the total volume of loans and leases held by major U.S. commercial banks. It provides insights into lending activity and banking system liquidity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The total loans and leases held by commercial banks is a key indicator of financial conditions and lending behavior. This data series tracks the aggregate value of outstanding loan and lease balances across the U.S. banking system.

Methodology

The Federal Reserve collects this data directly from major commercial banks as part of its regular reporting requirements.

Historical Context

Policymakers and market analysts monitor this metric to assess the health and lending capacity of the U.S. banking sector.

Key Facts

  • Reached a peak of $10.3 trillion in Q4 2019 before declining during the COVID-19 pandemic.
  • Declined by 2.4% year-over-year as of Q2 2021 amid reduced lending during the economic downturn.
  • A leading indicator of credit availability and broader financial conditions in the U.S. economy.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total dollar volume of loans and leases held by major U.S. commercial banks on a quarterly basis.

Q: Why is this trend relevant for users or analysts?

A: The total loans and leases held by banks provides insight into credit availability, lending behavior, and the overall health of the U.S. financial system.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data directly from commercial banks as part of regular reporting requirements.

Q: How is this trend used in economic policy?

A: Policymakers and market analysts monitor this metric to assess the lending capacity of the banking sector and its implications for economic growth and financial stability.

Q: Are there update delays or limitations?

A: This data is released quarterly with a lag of approximately 2-3 months after the end of each quarter.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (LRUPTTFEDKQ156N), retrieved from FRED.