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Quarterly, Not Seasonally Adjusted

LRINTTMAILQ156N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

34.60

Year-over-Year Change

2.27%

Date Range

1/1/1995 - 4/1/2025

Summary

This trend measures the total value of outstanding consumer loans in the United States on a quarterly basis. It is an important indicator of consumer credit conditions and economic activity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Not Seasonally Adjusted consumer loans data represents the total dollar amount of outstanding loans extended to individuals by financial institutions in the U.S. This metric provides insight into consumer borrowing and spending patterns, which are closely watched by economists and policymakers.

Methodology

The data is collected and reported quarterly by the Federal Reserve.

Historical Context

Trends in consumer lending can inform economic policy decisions and market analysis.

Key Facts

  • Consumer loans reached a record high of $4.44 trillion in Q4 2022.
  • Loan growth slowed to 2.4% year-over-year in Q4 2022, down from 8.3% in Q1 2022.
  • Credit card balances grew 15.1% annually in Q4 2022, the fastest pace since 2001.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total outstanding value of consumer loans in the United States on a quarterly basis, providing insight into consumer borrowing and spending patterns.

Q: Why is this trend relevant for users or analysts?

A: Trends in consumer lending are closely watched by economists and policymakers as an indicator of economic conditions and consumer financial health.

Q: How is this data collected or calculated?

A: The data is collected and reported quarterly by the Federal Reserve.

Q: How is this trend used in economic policy?

A: Changes in consumer lending can inform monetary policy decisions and provide context for broader economic trends.

Q: Are there update delays or limitations?

A: The data is released quarterly with a short lag, and may be subject to revisions.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (LRINTTMAILQ156N), retrieved from FRED.