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Quarterly, Seasonally Adjusted

LRIN25TTHUQ156S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

8.07

Year-over-Year Change

-11.74%

Date Range

1/1/1999 - 1/1/2025

Summary

The 'Quarterly, Seasonally Adjusted' series measures the net household savings rate in the United States on a quarterly basis, adjusted for seasonal factors. This metric is a key indicator of consumer spending patterns and can inform economic policymaking.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The household savings rate represents the percentage of disposable personal income that is saved rather than spent. It is an important economic indicator used to gauge consumer behavior, financial security, and the overall strength of the economy.

Methodology

This data is collected and calculated by the U.S. Bureau of Economic Analysis through surveys of household income and expenditures.

Historical Context

The household savings rate is closely monitored by economists, investors, and policymakers to understand consumer confidence and potential future economic trends.

Key Facts

  • The U.S. household savings rate averaged 6.4% in 2021.
  • Savings rates tend to rise during economic downturns as consumers become more cautious.
  • Higher savings can constrain consumer spending, which makes up over two-thirds of U.S. economic activity.

FAQs

Q: What does this economic trend measure?

A: The 'Quarterly, Seasonally Adjusted' series measures the percentage of disposable personal income that U.S. households save rather than spend on a quarterly basis, with seasonal factors removed.

Q: Why is this trend relevant for users or analysts?

A: The household savings rate is a key indicator of consumer behavior and financial security, and it can provide insights into the overall strength of the economy.

Q: How is this data collected or calculated?

A: This data is collected and calculated by the U.S. Bureau of Economic Analysis through surveys of household income and expenditures.

Q: How is this trend used in economic policy?

A: The household savings rate is closely monitored by economists, investors, and policymakers to understand consumer confidence and potential future economic trends, which can inform policy decisions.

Q: Are there update delays or limitations?

A: The household savings rate data is released quarterly by the U.S. Bureau of Economic Analysis, with a typical delay of several weeks after the end of the reference period.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (LRIN25TTHUQ156S), retrieved from FRED.