Quarterly, Seasonally Adjusted

LRHU24MAO1Q156S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

12.20

Year-over-Year Change

-21.79%

Date Range

1/1/2005 - 7/1/2017

Summary

The Quarterly, Seasonally Adjusted series measures the real household net worth in the United States. This metric is crucial for understanding consumer financial health and its impact on the broader economy.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Household net worth represents the total value of all assets owned by U.S. households, minus their total liabilities. This comprehensive economic indicator provides insights into household balance sheets and spending potential.

Methodology

The data is calculated by the U.S. Federal Reserve using information from national household surveys and financial accounts.

Historical Context

Economists and policymakers monitor this trend to assess the financial resilience of American households and its implications for consumption, investment, and economic growth.

Key Facts

  • U.S. household net worth reached a record high of $149 trillion in Q4 2021.
  • Household net worth has grown by over 70% since the Great Recession of 2007-2009.
  • The household savings rate spiked during the COVID-19 pandemic, contributing to increased net worth.

FAQs

Q: What does this economic trend measure?

A: The Quarterly, Seasonally Adjusted series measures the total net worth of U.S. households, which includes the value of their assets like real estate, stocks, and other investments, minus their liabilities.

Q: Why is this trend relevant for users or analysts?

A: Household net worth is a key indicator of consumer financial health and spending power, which has significant implications for the broader economy in terms of consumption, investment, and economic growth.

Q: How is this data collected or calculated?

A: The data is calculated by the U.S. Federal Reserve using information from national household surveys and financial accounts.

Q: How is this trend used in economic policy?

A: Economists and policymakers monitor this trend to assess the financial resilience of American households and its implications for consumption, investment, and economic growth, which informs policy decisions.

Q: Are there update delays or limitations?

A: The Quarterly, Seasonally Adjusted data is published by the Federal Reserve with a delay of approximately 3 months.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (LRHU24MAO1Q156S), retrieved from FRED.