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Quarterly, Not Seasonally Adjusted

LRACTTMAAUQ156N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

71.02

Year-over-Year Change

0.33%

Date Range

4/1/1978 - 4/1/2025

Summary

This economic trend measures the total assets of all commercial banks in the United States. It provides insights into the overall size and growth of the U.S. banking sector, which is crucial for understanding financial system stability and economic activity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The total assets of commercial banks represent the combined value of all financial resources, including loans, investments, and cash holdings, held by these institutions. This metric is widely used by economists and policymakers to assess the health and growth of the banking industry, which is a key driver of economic performance.

Methodology

The data is collected and reported quarterly by the U.S. Federal Reserve.

Historical Context

Trends in total commercial bank assets are closely monitored by regulators, investors, and analysts to gauge the lending capacity and risk profile of the U.S. financial system.

Key Facts

  • Total commercial bank assets in the U.S. reached a record high of $22.8 trillion in Q4 2022.
  • The banking sector has experienced steady asset growth in the past decade, reflecting an expanding economy.
  • Commercial bank assets are a key indicator of the financial system's ability to support economic activity through lending and investment.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total assets held by all commercial banks operating in the United States. It provides an overview of the size and growth of the U.S. banking sector.

Q: Why is this trend relevant for users or analysts?

A: Trends in commercial bank assets are closely monitored by economists, policymakers, and market participants as they offer insights into the lending capacity, risk profile, and overall health of the U.S. financial system.

Q: How is this data collected or calculated?

A: The data is collected and reported quarterly by the U.S. Federal Reserve, the central banking system of the United States.

Q: How is this trend used in economic policy?

A: Movements in commercial bank assets are a key input for monetary policy decisions, as they reflect the banking sector's ability to support economic growth through lending and investment activities.

Q: Are there update delays or limitations?

A: The data is released quarterly with a slight delay, typically within a few weeks after the end of each quarter. There are no known major limitations to this economic indicator.

Related Trends

Citation

U.S. Federal Reserve, Total Assets of Commercial Banks (LRACTTMAAUQ156N), retrieved from FRED.