Quarterly, Seasonally Adjusted
LFINTTFEO1Q647S • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
258,341,000.00
Year-over-Year Change
0.86%
Date Range
1/1/2005 - 4/1/2017
Summary
This quarterly, seasonally adjusted economic indicator tracks the net percentage of U.S. banks that have tightened their lending standards for commercial and industrial loans. It provides insights into the availability of business credit.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices collects data on changes in the supply of and demand for bank loans. The net percentage of banks tightening lending standards is a closely watched metric for assessing credit conditions for businesses.
Methodology
The data is collected through a quarterly survey of senior loan officers at a sample of U.S. banks.
Historical Context
This indicator helps policymakers and analysts understand the financial constraints facing businesses and the broader economic environment.
Key Facts
- Measures tightening of bank lending standards for commercial and industrial loans.
- Provides insights into the availability of business credit in the U.S.
- Collected through the Federal Reserve's quarterly Senior Loan Officer Survey.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the net percentage of U.S. banks that have tightened their lending standards for commercial and industrial loans.
Q: Why is this trend relevant for users or analysts?
A: The availability of business credit is a critical factor for economic growth and investment, so this metric provides important insights into credit conditions for U.S. companies.
Q: How is this data collected or calculated?
A: The data is collected through a quarterly survey of senior loan officers at a sample of U.S. banks.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this indicator to assess financial constraints facing businesses and the broader economic environment.
Q: Are there update delays or limitations?
A: The data is released quarterly with a short delay, providing timely information on changes in lending standards.
Related Trends
Infra-Annual Labor Statistics: Working-Age Population Female: From 25 to 54 Years for OECD
OECDLFWA25FESTSAQ
Infra-Annual Labor Statistics: Working-Age Population Male: From 15 to 64 Years for OECD
OECDLFWA64MASTQ
Infra-Annual Labor Statistics: Inactivity Rate Female: From 15 to 24 Years for OECD
OECDLRIN24FESTSAQ
Infra-Annual Labor Statistics: Persons Outside the Labor Force Female: From 25 to 54 Years for OECD
OECDLFIN25FESTSAQ
Infra-Annual Labor Statistics: Persons Outside the Labor Force Male: From 55 to 64 Years for OECD
OECDLFIN55MASTSAQ
Infra-Annual Labor Statistics: Working-Age Population Male: 15 Years or over for OECD
OECDLFWATTMASTQ
Citation
U.S. Federal Reserve, Quarterly, Seasonally Adjusted (LFINTTFEO1Q647S), retrieved from FRED.