All Employees: Construction in Illinois
Monthly, Not Seasonally Adjusted
ILCONSN • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
256.60
Year-over-Year Change
2.31%
Date Range
1/1/1990 - 7/1/2025
Summary
The 'Monthly, Not Seasonally Adjusted' trend measures consumer loan balances in the United States. This data provides insights into household borrowing and consumption patterns that are valuable for economists and policymakers.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Monthly, Not Seasonally Adjusted' trend represents outstanding consumer loans, including credit cards, auto loans, and other personal installment loans. This metric is used to analyze consumer credit conditions and household financial health.
Methodology
The data is collected and reported monthly by the Federal Reserve.
Historical Context
This trend is closely monitored by the Federal Reserve and other economic institutions to inform policy decisions and market analysis.
Key Facts
- Consumer loan balances reached a record high of $4.4 trillion in 2022.
- Auto loans account for the largest share of consumer debt at 35%.
- Consumer credit growth slowed in 2022 amid rising interest rates.
FAQs
Q: What does this economic trend measure?
A: The 'Monthly, Not Seasonally Adjusted' trend measures the total outstanding balances of consumer loans in the United States, including credit cards, auto loans, and other personal installment loans.
Q: Why is this trend relevant for users or analysts?
A: This trend provides valuable insights into household borrowing and consumption patterns, which are important indicators of consumer financial health and can inform economic policy decisions.
Q: How is this data collected or calculated?
A: The data is collected and reported monthly by the Federal Reserve.
Q: How is this trend used in economic policy?
A: The Federal Reserve and other economic institutions closely monitor this trend to assess consumer credit conditions and make informed policy decisions.
Q: Are there update delays or limitations?
A: The data is released monthly with a brief delay, and may be subject to revisions as more complete information becomes available.
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Citation
U.S. Federal Reserve, Monthly, Not Seasonally Adjusted (ILCONSN), retrieved from FRED.