44.5-Year High Quality Market (HQM) Corporate Bond Spot Rate

HQMCB44Y6M • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

6.18

Year-over-Year Change

10.16%

Date Range

1/1/1984 - 7/1/2025

Summary

The 44.5-Year High Quality Market (HQM) Corporate Bond Spot Rate represents a critical benchmark for long-term corporate bond yields in the United States. This metric provides insights into corporate borrowing costs and broader market expectations for interest rates and economic conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The HQM Corporate Bond Spot Rate is a sophisticated financial indicator that tracks the theoretical yield of corporate bonds with specific maturity characteristics. Economists and financial analysts use this rate to assess corporate credit markets, investment opportunities, and potential economic trends.

Methodology

The rate is calculated by the Federal Reserve using a complex methodology that considers high-quality corporate bond yields across different maturities and credit ratings.

Historical Context

This rate is crucial for corporate financial planning, investment strategy assessment, and macroeconomic policy analysis.

Key Facts

  • Represents a 44.5-year corporate bond yield benchmark
  • Provides insights into long-term corporate borrowing costs
  • Used by economists and financial professionals for market analysis

FAQs

Q: What does the HQM Corporate Bond Spot Rate indicate?

A: The rate indicates the theoretical yield of high-quality corporate bonds at a specific 44.5-year maturity. It reflects market expectations for long-term corporate borrowing costs.

Q: How is this rate different from other bond yield measures?

A: Unlike standard bond indices, this rate provides a precise, theoretical yield for a specific maturity using high-quality corporate bonds. It offers a more nuanced view of corporate credit markets.

Q: Who calculates the HQMCB44Y6M rate?

A: The Federal Reserve calculates this rate using a comprehensive methodology that considers multiple high-quality corporate bond characteristics and yields.

Q: How do investors use this rate?

A: Investors use this rate to assess long-term investment opportunities, evaluate corporate credit risk, and make informed financial decisions in fixed-income markets.

Q: How frequently is this rate updated?

A: The rate is typically updated regularly by the Federal Reserve, reflecting current market conditions and corporate bond performance.

Related Trends

Citation

U.S. Federal Reserve, 44.5-Year High Quality Market (HQM) Corporate Bond Spot Rate [HQMCB44Y6M], retrieved from FRED.

Last Checked: 8/1/2025