Seasonally Adjusted

HPBUSAPPSAND • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

562.00

Year-over-Year Change

6.84%

Date Range

7/1/2004 - 10/1/2020

Summary

The 'Seasonally Adjusted' metric tracks the monthly change in the number of applications for home purchase mortgages, adjusted to account for typical seasonal patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This trend provides an important real-time indicator of housing market activity and consumer demand. It is closely watched by economists, policymakers, and real estate analysts to assess the health of the residential housing sector.

Methodology

The data is collected through a weekly survey of mortgage lenders.

Historical Context

Monitoring this metric helps inform monetary and housing policies.

Key Facts

  • Mortgage applications are a leading indicator of home sales.
  • Seasonal adjustment accounts for predictable monthly patterns.
  • The trend reflects overall housing demand and consumer confidence.

FAQs

Q: What does this economic trend measure?

A: The 'Seasonally Adjusted' metric tracks monthly changes in the number of applications for home purchase mortgages, adjusted to account for typical seasonal patterns.

Q: Why is this trend relevant for users or analysts?

A: This indicator provides valuable insight into the health and direction of the housing market, which is a critical component of the broader economy.

Q: How is this data collected or calculated?

A: The data is collected through a weekly survey of mortgage lenders.

Q: How is this trend used in economic policy?

A: Monitoring this metric helps inform monetary and housing policies that aim to promote a stable and healthy residential real estate market.

Q: Are there update delays or limitations?

A: The data is released on a weekly basis with a short delay, and may be subject to revisions as more complete information becomes available.

Related Trends

Citation

U.S. Federal Reserve, Seasonally Adjusted (HPBUSAPPSAND), retrieved from FRED.