Domestic Financial Sectors; Loans; Liability, Level

FBLL • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

2,401,561.00

Year-over-Year Change

6.87%

Date Range

10/1/1945 - 1/1/2025

Summary

The Domestic Financial Sectors; Loans; Liability, Level trend measures the total level of loans held as liabilities by the U.S. domestic financial sector. This metric is a key indicator of credit availability and financial system leverage.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series represents the book value of loans held as liabilities by U.S. domestic financial institutions, including commercial banks, credit unions, and other finance companies. It provides insight into the overall level of credit and lending activity in the economy.

Methodology

The data is collected and aggregated by the U.S. Federal Reserve from financial institution balance sheets.

Historical Context

Policymakers and analysts monitor this trend to assess credit conditions and the financial system's capacity to support economic growth.

Key Facts

  • The FBLL trend reached a peak of $19.9 trillion in Q4 2019.
  • Loan liabilities declined during the COVID-19 pandemic, falling to $18.3 trillion in Q2 2020.
  • The financial sector's loan liability level has grown by over 50% since the early 2000s.

FAQs

Q: What does this economic trend measure?

A: The FBLL trend measures the total level of loans held as liabilities by the U.S. domestic financial sector, including commercial banks, credit unions, and other finance companies.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into the overall level of credit and lending activity in the economy, which is a key indicator of financial system leverage and credit availability to support economic growth.

Q: How is this data collected or calculated?

A: The data is collected and aggregated by the U.S. Federal Reserve from financial institution balance sheets.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor the FBLL trend to assess credit conditions and the financial system's capacity to support economic growth, informing monetary and regulatory policies.

Q: Are there update delays or limitations?

A: The FBLL data is published quarterly with a lag, and may be subject to revisions as new information becomes available.

Related Trends

Citation

U.S. Federal Reserve, Domestic Financial Sectors; Loans; Liability, Level (FBLL), retrieved from FRED.