One to Four Family Real Estate Loans Owned by Finance Companies, Flow
DTROSXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
542.01
Year-over-Year Change
-186.31%
Date Range
7/1/1970 - 5/1/2025
Summary
This economic trend measures the flow of one to four family real estate loans owned by finance companies in the United States. It provides insights into the activity and health of the real estate finance sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The One to Four Family Real Estate Loans Owned by Finance Companies, Flow trend tracks the net change in the amount of residential mortgages held by finance companies. This data series is used by economists and policymakers to monitor the availability of credit and investment in the housing market.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This trend is an important indicator of real estate finance conditions and can inform monetary and housing policies.
Key Facts
- Finance companies own over $300 billion in residential mortgages.
- This trend has shown steady growth since the 2008 financial crisis.
- Mortgage lending by finance companies accounts for around 10% of the total U.S. real estate finance market.
FAQs
Q: What does this economic trend measure?
A: This trend measures the net change in the amount of one to four family real estate loans owned by finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insights into the availability of credit and investment activity in the residential real estate market, which is a key indicator of economic health.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: This trend can inform monetary and housing policies by signaling changes in real estate finance conditions and the availability of credit for homebuyers.
Q: Are there update delays or limitations?
A: The data is released quarterly with a lag of several weeks, so there may be delays in reflecting the most recent market conditions.
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Citation
U.S. Federal Reserve, One to Four Family Real Estate Loans Owned by Finance Companies, Flow (DTROSXDFBANM), retrieved from FRED.