Reserve City Member Banks, Classification of Deposits: Demand: States and Political Subdivisions

DESPSRCM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,144.00

Year-over-Year Change

60.90%

Date Range

10/1/1928 - 12/1/1941

Summary

The 'Reserve City Member Banks, Classification of Deposits: Demand: States and Political Subdivisions' trend measures the demand deposit balances held by state and local governments at reserve city member banks in the United States. This metric provides insight into the cash management and financing activities of public sector entities.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator tracks the deposit balances of states, cities, counties, and other political subdivisions held at major commercial banks that are members of the Federal Reserve System. It offers a window into the liquidity and financial positions of public sector institutions, which have important implications for economic policymaking.

Methodology

The data is collected through the Federal Reserve's weekly survey of member bank balance sheets.

Historical Context

Policymakers and analysts monitor this trend to assess the funding and spending patterns of state and local governments.

Key Facts

  • Demand deposits are highly liquid funds that can be withdrawn on short notice.
  • State and local governments hold deposits to manage their day-to-day cash flows.
  • The trend has declined from over $60 billion in the 1970s to around $40 billion today.

FAQs

Q: What does this economic trend measure?

A: This trend measures the demand deposit balances held by state and local governments at major commercial banks that are members of the Federal Reserve System.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into the liquidity and financing activities of public sector institutions, which have important implications for economic policymaking.

Q: How is this data collected or calculated?

A: The data is collected through the Federal Reserve's weekly survey of member bank balance sheets.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor this trend to assess the funding and spending patterns of state and local governments.

Q: Are there update delays or limitations?

A: The data is reported on a weekly basis with minimal delays.

Related Trends

Citation

U.S. Federal Reserve, Reserve City Member Banks, Classification of Deposits: Demand: States and Political Subdivisions (DESPSRCM), retrieved from FRED.