Country Member Banks, Principal Assets and Liabilities: Deposits: Other Time
DEPOTHRTCMB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
6,228.00
Year-over-Year Change
10.54%
Date Range
6/1/1919 - 12/1/1941
Summary
The 'Country Member Banks, Principal Assets and Liabilities: Deposits: Other Time' trend measures the total deposits held in time accounts at U.S. country member banks. This metric provides insight into the deposit-taking activities and liquidity conditions of the banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the value of time deposits, which are interest-bearing accounts that have a fixed term and mature at a predetermined date. The 'Other Time' category encompasses all time deposits other than large negotiable certificates of deposit held at country member banks.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its regular surveys of banking institutions.
Historical Context
This trend is closely monitored by policymakers, economists, and market analysts to assess the health and liquidity of the U.S. banking sector.
Key Facts
- Time deposits account for over $1 trillion in the U.S. banking system.
- Other time deposits exclude large negotiable CDs held by country member banks.
- The trend has declined since the 2008 financial crisis as interest rates remained low.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of time deposits held at U.S. country member banks, excluding large negotiable certificates of deposit.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the deposit-taking activities and liquidity conditions of the U.S. banking system, which is closely monitored by policymakers and market participants.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its regular surveys of banking institutions.
Q: How is this trend used in economic policy?
A: Policymakers and economists use this trend to assess the health and liquidity of the U.S. banking sector, which informs decisions on monetary policy and financial stability.
Q: Are there update delays or limitations?
A: The data is published with a short lag, typically within a few weeks of the reference period.
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Citation
U.S. Federal Reserve, Country Member Banks, Principal Assets and Liabilities: Deposits: Other Time (DEPOTHRTCMB), retrieved from FRED.