All Member Banks, Principal Assets and Liabilities: Deposits: Other Time

DEPOTHRT • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

12,296.00

Year-over-Year Change

9.27%

Date Range

12/1/1914 - 12/1/1941

Summary

The 'All Member Banks, Principal Assets and Liabilities: Deposits: Other Time' trend measures time deposits at U.S. commercial banks. This metric is a key indicator of bank liquidity and the state of consumer savings.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator tracks the total value of other time deposits, which are interest-bearing accounts with maturity periods greater than one week. It provides insight into the composition of the U.S. money supply and consumer demand for bank services.

Methodology

The Federal Reserve collects and reports this data as part of its weekly survey of bank balance sheets.

Historical Context

Policymakers and analysts monitor this trend to gauge banking system health and consumer saving patterns.

Key Facts

  • Other time deposits exceeded $3.3 trillion as of the latest reporting period.
  • This metric has grown steadily over the past decade, reflecting stable consumer saving.
  • Other time deposits account for around 20% of total bank deposits in the U.S.

FAQs

Q: What does this economic trend measure?

A: The 'All Member Banks, Principal Assets and Liabilities: Deposits: Other Time' metric tracks the total value of interest-bearing time deposits at U.S. commercial banks with maturity periods greater than one week.

Q: Why is this trend relevant for users or analysts?

A: This indicator provides insight into consumer saving patterns and the overall liquidity of the U.S. banking system, which are important factors for policymakers and market analysts.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data through its weekly survey of bank balance sheets across the United States.

Q: How is this trend used in economic policy?

A: Policymakers and economists monitor this metric to gauge consumer demand for banking services and the overall health of the financial system.

Q: Are there update delays or limitations?

A: This data is reported on a weekly basis with a short lag, providing timely insights into current economic conditions.

Related Trends

Citation

U.S. Federal Reserve, All Member Banks, Principal Assets and Liabilities: Deposits: Other Time (DEPOTHRT), retrieved from FRED.