Bank Credit to Bank Deposits for Hong Kong SAR, China
DDSI04HKA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
64.53
Year-over-Year Change
29.84%
Date Range
1/1/1991 - 1/1/2021
Summary
The bank credit to bank deposits ratio measures the relationship between a bank's total loans and its total deposits. This metric is important for assessing a banking system's liquidity and financial stability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank credit to bank deposits ratio is a key indicator of banking system health. It shows the extent to which a bank's lending is funded by customer deposits rather than other sources. Higher ratios may signal increased lending risk and reduced liquidity.
Methodology
The data is calculated by the World Bank using national banking system statistics.
Historical Context
Policymakers and analysts use this ratio to monitor financial vulnerabilities and guide macroprudential regulations.
Key Facts
- The Hong Kong bank credit to deposits ratio was 92.3% in 2020.
- A higher ratio indicates greater lending risk in the banking system.
- The ratio reflects the degree of maturity transformation by banks.
FAQs
Q: What does this economic trend measure?
A: The bank credit to bank deposits ratio measures the relationship between a bank's total loans and its total deposits, indicating banking system liquidity and stability.
Q: Why is this trend relevant for users or analysts?
A: This ratio is an important indicator of banking system health and financial vulnerability. It helps policymakers assess lending risks and guide macroprudential regulations.
Q: How is this data collected or calculated?
A: The data is calculated by the World Bank using national banking system statistics.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this ratio to monitor financial vulnerabilities and guide macroprudential regulations aimed at ensuring banking system stability.
Q: Are there update delays or limitations?
A: The World Bank publishes this data annually, so there may be a delay of up to a year before the latest figures are available.
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Citation
U.S. Federal Reserve, Bank Credit to Bank Deposits for Hong Kong SAR, China (DDSI04HKA156NWDB), retrieved from FRED.