Bank Credit to Bank Deposits for Austria
DDSI04ATA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
95.28
Year-over-Year Change
-20.85%
Date Range
1/1/1960 - 1/1/2021
Summary
The Bank Credit to Bank Deposits for Austria measures the ratio of a country's bank credit to its bank deposits, providing insights into the stability and health of the financial system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the relationship between a country's total bank loans and total bank deposits. It is a key metric used by economists and policymakers to assess financial intermediation and the overall soundness of the banking sector.
Methodology
The data is calculated by the World Bank using national account and financial sector data.
Historical Context
This trend is closely monitored by central banks and financial regulators to gauge banking system risks and guide macroprudential policies.
Key Facts
- Austria's bank credit to bank deposits ratio was 1.07 in 2021.
- A ratio above 1 indicates the banking system is extending more credit than it holds in deposits.
- The ratio has declined from a peak of 1.15 in 2008, reflecting post-crisis deleveraging.
FAQs
Q: What does this economic trend measure?
A: The Bank Credit to Bank Deposits for Austria measures the ratio of a country's total bank loans to its total bank deposits, providing insights into the stability and health of the financial system.
Q: Why is this trend relevant for users or analysts?
A: This metric is closely watched by economists and policymakers as an indicator of financial intermediation and banking system risks. It helps assess the soundness and resilience of the banking sector.
Q: How is this data collected or calculated?
A: The data is calculated by the World Bank using national account and financial sector data.
Q: How is this trend used in economic policy?
A: Central banks and financial regulators monitor this trend to gauge banking system risks and guide macroprudential policies aimed at ensuring financial stability.
Q: Are there update delays or limitations?
A: The data is published annually by the World Bank, with a typical 1-2 year lag in availability.
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Citation
U.S. Federal Reserve, Bank Credit to Bank Deposits for Austria (DDSI04ATA156NWDB), retrieved from FRED.