Bank Credit to Bank Deposits for Antigua and Barbuda

DDSI04AGA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

52.03

Year-over-Year Change

-39.48%

Date Range

1/1/1975 - 1/1/2021

Summary

The 'Bank Credit to Bank Deposits for Antigua and Barbuda' metric measures the ratio of bank credit to bank deposits in the Caribbean nation. This ratio is a key indicator of financial intermediation and banking system liquidity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator represents the total value of loans and advances made by the banking system divided by the total value of deposits held by banks. It provides insight into the level of financial intermediation and the ability of the banking sector to transform deposits into productive credit.

Methodology

The data is calculated by the World Bank using information reported by the national central bank and monetary authorities.

Historical Context

Policymakers and analysts use this ratio to assess the stability and efficiency of the domestic banking system.

Key Facts

  • Antigua and Barbuda's bank credit to deposit ratio was 86.7% in 2020.
  • The ratio has declined from a high of 93.4% in 2008.
  • Higher ratios indicate greater financial intermediation and credit expansion.

FAQs

Q: What does this economic trend measure?

A: This metric measures the ratio of bank credit (loans and advances) to bank deposits in Antigua and Barbuda. It provides insight into the level of financial intermediation and the ability of the banking sector to transform deposits into productive credit.

Q: Why is this trend relevant for users or analysts?

A: The bank credit to deposit ratio is a key indicator of banking system liquidity and the efficiency of financial intermediation. It is closely monitored by policymakers and analysts to assess the stability and health of the domestic banking sector.

Q: How is this data collected or calculated?

A: The data is calculated by the World Bank using information reported by the Central Bank of Antigua and Barbuda and other monetary authorities.

Q: How is this trend used in economic policy?

A: Policymakers and regulators use this ratio to evaluate the soundness of the banking system and inform decisions around monetary policy, banking supervision, and financial stability.

Q: Are there update delays or limitations?

A: The data is published annually with a lag of approximately one year. There may be limitations in terms of data quality or consistency across different banking systems and reporting practices.

Related Trends

Citation

U.S. Federal Reserve, Bank Credit to Bank Deposits for Antigua and Barbuda (DDSI04AGA156NWDB), retrieved from FRED.