Bank Non-Performing Loans to Gross Loans for Mozambique

DDSI02MZA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4.30

Year-over-Year Change

-70.14%

Date Range

1/1/2000 - 1/1/2015

Summary

This trend measures the ratio of bank non-performing loans to gross loans in Mozambique, providing insight into the health of the country's banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The bank non-performing loans to gross loans ratio is a key indicator of financial stability, reflecting the quality of a country's loan portfolio and the resilience of its banking system. Economists and policymakers use this data to assess credit risk and monitor the potential for financial crises.

Methodology

The data is collected and calculated by the World Bank based on reports from national central banks and financial authorities.

Historical Context

This trend is widely used to benchmark Mozambique's financial sector performance against regional and global peers.

Key Facts

  • Mozambique's non-performing loan ratio was 10.3% in 2020.
  • The ratio has fluctuated between 3-10% over the past decade.
  • High non-performing loans can constrain bank lending and economic growth.

FAQs

Q: What does this economic trend measure?

A: This trend measures the ratio of bank non-performing loans to gross loans in Mozambique, indicating the quality of the country's loan portfolio and the overall health of its banking sector.

Q: Why is this trend relevant for users or analysts?

A: The bank non-performing loans to gross loans ratio is a key indicator of financial stability and credit risk, providing important insights for economists, policymakers, and investors assessing the resilience of Mozambique's banking system.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the World Bank based on reports from Mozambique's central bank and financial authorities.

Q: How is this trend used in economic policy?

A: Policymakers and regulators use this trend to monitor the health of Mozambique's banking sector, assess credit risk, and inform policies aimed at promoting financial stability and supporting economic growth.

Q: Are there update delays or limitations?

A: The data is typically updated annually by the World Bank, with a delay of around 1-2 years. The reliability of the data may vary depending on the reporting practices of Mozambique's financial institutions.

Related Trends

Citation

U.S. Federal Reserve, Bank Non-Performing Loans to Gross Loans for Mozambique (DDSI02MZA156NWDB), retrieved from FRED.