Bank Non-Performing Loans to Gross Loans for India
DDSI02INA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
7.94
Year-over-Year Change
230.78%
Date Range
1/1/1998 - 1/1/2020
Summary
The 'Bank Non-Performing Loans to Gross Loans for India' metric tracks the ratio of non-performing loans to total loans held by banks in India. This indicator provides insight into the health and stability of India's banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The non-performing loan ratio measures the percentage of a bank's total loan portfolio that is in default or close to default. This data point is a key metric used by economists and policymakers to assess credit risk, financial system resilience, and the effectiveness of banking regulations in India.
Methodology
The data is collected and calculated by the World Bank from reports submitted by financial institutions in India.
Historical Context
Monitoring this trend is crucial for Indian regulators, investors, and economic analysts to gauge the performance and solvency of the country's banking industry.
Key Facts
- India's non-performing loan ratio was 6.91% as of 2021.
- High non-performing loans can constrain a bank's ability to lend and fuel economic growth.
- Reducing non-performing loans is a key priority for the Reserve Bank of India.
FAQs
Q: What does this economic trend measure?
A: The 'Bank Non-Performing Loans to Gross Loans for India' metric tracks the ratio of non-performing loans to total loans held by banks in India.
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insight into the health and stability of India's banking sector, which is crucial for economists, investors, and policymakers to assess credit risk and the effectiveness of banking regulations.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the World Bank from reports submitted by financial institutions in India.
Q: How is this trend used in economic policy?
A: Monitoring this trend is crucial for Indian regulators to gauge the performance and solvency of the country's banking industry, which can inform policies and interventions aimed at maintaining financial stability.
Q: Are there update delays or limitations?
A: The data is published annually by the World Bank, so there may be a delay of up to a year before the latest figures are available.
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Citation
U.S. Federal Reserve, Bank Non-Performing Loans to Gross Loans for India (DDSI02INA156NWDB), retrieved from FRED.