Bank Non-Performing Loans to Gross Loans for Hungary
DDSI02HUA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.93
Year-over-Year Change
-68.84%
Date Range
1/1/1998 - 1/1/2020
Summary
This economic trend measures the ratio of non-performing loans to total gross loans for banks in Hungary. It is an important indicator of financial stability and credit risk in the Hungarian banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank non-performing loans to gross loans ratio represents the share of a bank's total loan portfolio that is considered non-performing, meaning the borrower has fallen behind on payments. This metric is widely used by economists and policymakers to assess the health and soundness of a country's banking system.
Methodology
The data is collected and calculated by the World Bank using standardized definitions and reporting from national financial authorities.
Historical Context
This indicator helps inform monetary and regulatory policies aimed at promoting financial stability in Hungary.
Key Facts
- Hungary's bank non-performing loans ratio was 2.4% in 2021.
- The ratio peaked at 16.8% in 2013 following the global financial crisis.
- Lower non-performing loan ratios indicate stronger banking sector health.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the ratio of non-performing loans to total gross loans for banks operating in Hungary. It reflects the level of credit risk in the Hungarian banking system.
Q: Why is this trend relevant for users or analysts?
A: The bank non-performing loans ratio is a key metric for assessing the soundness and stability of a country's financial sector. It provides insight into credit quality, lending practices, and potential financial system vulnerabilities.
Q: How is this data collected or calculated?
A: The World Bank collects this data from national financial authorities using standardized definitions and reporting requirements.
Q: How is this trend used in economic policy?
A: Policymakers and regulators monitor the bank non-performing loans ratio to help inform monetary, supervisory, and macroprudential policies aimed at promoting the stability and resilience of the Hungarian financial system.
Q: Are there update delays or limitations?
A: The data is published annually with a lag, so the most recent year may not reflect the current state of the banking sector. Additionally, definitions and reporting practices can vary across countries, limiting cross-country comparisons.
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Citation
U.S. Federal Reserve, Bank Non-Performing Loans to Gross Loans for Hungary (DDSI02HUA156NWDB), retrieved from FRED.