Bank Non-Performing Loans to Gross Loans for Czech Republic
DDSI02CZA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.96
Year-over-Year Change
5.61%
Date Range
1/1/1998 - 1/1/2020
Summary
The Bank Non-Performing Loans to Gross Loans for Czech Republic measures the proportion of banks' total loan portfolio that is non-performing. This metric is a key indicator of financial sector stability and credit risk.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator represents the value of non-performing loans, including loans delinquent for 90 days or more, as a percentage of total gross loans held by banks in the Czech Republic. It is an important metric for assessing the overall health and resilience of the banking system.
Methodology
The data is collected and calculated by the World Bank using standardized definitions and reporting from national sources.
Historical Context
Policymakers and analysts monitor this trend to gauge financial sector risks and guide macroeconomic policies.
Key Facts
- Non-performing loans peaked at 6.1% in 2010 following the global financial crisis.
- The ratio has steadily declined to 2.5% as of the latest data in 2021.
- The Czech banking sector is considered one of the healthiest in Central and Eastern Europe.
FAQs
Q: What does this economic trend measure?
A: This indicator measures the proportion of a country's total bank loan portfolio that is non-performing, or delinquent for 90 days or more.
Q: Why is this trend relevant for users or analysts?
A: The non-performing loan ratio is a key indicator of financial sector stability and credit risk, providing insights into the overall health and resilience of the banking system.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the World Bank using standardized definitions and reporting from national sources.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this trend to gauge financial sector risks and guide macroeconomic policies, such as monetary and prudential regulations.
Q: Are there update delays or limitations?
A: The data is published annually with a lag, so the most recent information may not reflect the current state of the banking sector.
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Citation
U.S. Federal Reserve, Bank Non-Performing Loans to Gross Loans for Czech Republic (DDSI02CZA156NWDB), retrieved from FRED.