Bank Z-Score for Portugal

DDSI01PTA645NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

16.09

Year-over-Year Change

22.49%

Date Range

1/1/2000 - 1/1/2021

Summary

The Bank Z-Score for Portugal measures the financial stability of the Portuguese banking system. It is a widely used indicator of bank soundness and resilience to shocks.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Bank Z-Score tracks the probability of default for the Portuguese banking sector. It combines profitability, leverage, and volatility to assess the system's distance from insolvency. This metric is vital for monitoring financial system health and risks.

Methodology

The data is calculated by the World Bank using bank-level financial statements.

Historical Context

Policymakers and financial analysts closely monitor the Bank Z-Score to gauge Portugal's financial stability and risk exposure.

Key Facts

  • The Bank Z-Score ranges from 0 to infinity, with higher values indicating greater stability.
  • Portugal's Bank Z-Score averaged 12.4 from 1995 to 2020.
  • The indicator fell sharply during the 2008 global financial crisis but has since recovered.

FAQs

Q: What does the Bank Z-Score for Portugal measure?

A: The Bank Z-Score tracks the financial stability and solvency of the Portuguese banking system. It combines profitability, leverage, and volatility to assess the probability of bank default.

Q: Why is the Bank Z-Score relevant for users or analysts?

A: The Bank Z-Score is a key indicator of financial system health and risk. It provides vital information for policymakers, investors, and analysts assessing the resilience of Portugal's banking sector.

Q: How is the Bank Z-Score data collected or calculated?

A: The data is calculated by the World Bank using bank-level financial statements and balance sheet information.

Q: How is the Bank Z-Score used in economic policy?

A: Policymakers and regulators monitor the Bank Z-Score to gauge financial stability risks and inform banking sector oversight and macroprudential policies.

Q: Are there any update delays or limitations with this data?

A: The Bank Z-Score data has a slight lag, as it relies on bank-level financial reporting. There may also be limited coverage for smaller institutions in Portugal.

Related Trends

Citation

U.S. Federal Reserve, Bank Z-Score for Portugal (DDSI01PTA645NWDB), retrieved from FRED.