Bank Z-Score for Philippines
DDSI01PHA645NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
24.13
Year-over-Year Change
32.25%
Date Range
1/1/2000 - 1/1/2021
Summary
The Bank Z-Score for Philippines measures the financial stability and solvency of the Philippine banking system. It is a key indicator used by economists and policymakers to assess the overall health and resilience of the country's banks.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank Z-Score is a composite metric that combines a bank's profitability, leverage, and volatility of returns. It provides an estimate of the probability that a bank's losses could exceed its equity value, indicating the bank's distance from insolvency.
Methodology
The data is calculated by the World Bank using financial statements and other regulatory data from Philippine banks.
Historical Context
Policymakers and financial analysts monitor the Bank Z-Score to gauge systemic risk and inform macroprudential policies.
Key Facts
- The Bank Z-Score has been tracked since 1996.
- Higher scores indicate greater financial stability.
- Declining scores signal heightened banking sector risk.
FAQs
Q: What does this economic trend measure?
A: The Bank Z-Score for Philippines measures the financial soundness and solvency of the Philippine banking system as a whole.
Q: Why is this trend relevant for users or analysts?
A: The Bank Z-Score is a key indicator of systemic risk in the Philippine banking sector, helping policymakers and investors assess the overall resilience and stability of the country's financial system.
Q: How is this data collected or calculated?
A: The data is calculated by the World Bank using financial statement data and other regulatory information from Philippine banks.
Q: How is this trend used in economic policy?
A: Policymakers and financial regulators monitor the Bank Z-Score to inform macroprudential policies aimed at mitigating systemic risk and ensuring the stability of the Philippine banking sector.
Q: Are there update delays or limitations?
A: The Bank Z-Score data has an approximately 1-year lag, as it relies on financial statement information from Philippine banks.
Related Trends
Geographical Outreach: Key Indicators, Credit Union and Financial Cooperative Branches Per 1000 Km2 for Philippines
PHLFCBODUKNUM
Use of Financial Services: Key Indicators, Outstanding Loans from Commercial Banks for Philippines
PHLFCSODCGGDPPT
Number of Identified Exporters to Philippines from U.S. Virgin Islands
VIPHLA475SCEN
People 15 Years and Over with Account at a Formal Financial Institution for Philippines
DDAI05PHA156NWDB
Number of Identified Exporters to Philippines from Wyoming
WYPHLA475SCEN
Non-Life Insurance Premium Volume to GDP for Philippines
DDDI10PHA156NWDB
Citation
U.S. Federal Reserve, Bank Z-Score for Philippines (DDSI01PHA645NWDB), retrieved from FRED.