Bank Z-Score for India

DDSI01INA645NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

19.44

Year-over-Year Change

16.72%

Date Range

1/1/2000 - 1/1/2021

Summary

The Bank Z-Score for India measures the financial stability and soundness of the Indian banking sector. It is a key indicator used by economists and policymakers to assess the risk of bank insolvency.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Bank Z-Score compares a bank's profitability and capitalization to the volatility of its returns. A higher Z-Score indicates greater distance from insolvency, representing a more stable and healthy banking system.

Methodology

The data is calculated by the World Bank using financial data reported by Indian banks.

Historical Context

The Bank Z-Score is monitored by the Reserve Bank of India and other financial regulators to inform policies aimed at maintaining a resilient banking sector.

Key Facts

  • The Bank Z-Score for India has increased from 12.7 in 2000 to 17.4 in 2020.
  • A higher Z-Score indicates lower probability of bank insolvency.
  • The Z-Score is a widely used metric of banking system fragility.

FAQs

Q: What does the Bank Z-Score for India measure?

A: The Bank Z-Score measures the financial stability and soundness of the Indian banking sector by comparing bank profitability and capitalization to the volatility of returns.

Q: Why is the Bank Z-Score relevant for users or analysts?

A: The Bank Z-Score is a key indicator used by economists and policymakers to assess the risk of bank insolvency and the overall resilience of the Indian banking system.

Q: How is the Bank Z-Score data collected or calculated?

A: The data is calculated by the World Bank using financial data reported by Indian banks.

Q: How is the Bank Z-Score used in economic policy?

A: The Bank Z-Score is monitored by the Reserve Bank of India and other financial regulators to inform policies aimed at maintaining a stable and healthy banking sector.

Q: Are there any update delays or limitations with the Bank Z-Score data?

A: The Bank Z-Score data may have some time lags due to the reporting requirements of Indian banks, but it provides a comprehensive measure of banking system stability.

Related Trends

Citation

U.S. Federal Reserve, Bank Z-Score for India (DDSI01INA645NWDB), retrieved from FRED.