Bank's Cost to Income Ratio for Luxembourg

DDEI07LUA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

64.50

Year-over-Year Change

50.46%

Date Range

1/1/2000 - 1/1/2021

Summary

The Bank's Cost to Income Ratio for Luxembourg measures the efficiency of banks operating in Luxembourg by comparing their operating costs to their total income. This metric is closely watched by economists and policymakers to assess the profitability and competitiveness of the banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Bank's Cost to Income Ratio is a key performance indicator for banks, calculated as their total operating expenses divided by their total operating income. It provides insight into a bank's efficiency and profitability, with lower ratios indicating better cost management and higher margins.

Methodology

This data is collected and reported by the World Bank, based on submissions from national banking authorities.

Historical Context

The Cost to Income Ratio is widely used by financial analysts, central banks, and policymakers to evaluate the health and competitiveness of a country's banking industry.

Key Facts

  • Luxembourg has one of the lowest Cost to Income Ratios among advanced economies.
  • The ratio has declined steadily in Luxembourg over the past decade.
  • Low cost ratios are indicative of a highly efficient and profitable banking sector.

FAQs

Q: What does this economic trend measure?

A: The Bank's Cost to Income Ratio for Luxembourg measures the operating efficiency of banks in that country by comparing their total expenses to their total income.

Q: Why is this trend relevant for users or analysts?

A: This metric is closely watched by economists and policymakers as an indicator of the profitability and competitiveness of a country's banking sector.

Q: How is this data collected or calculated?

A: The data is collected and reported by the World Bank, based on submissions from national banking authorities.

Q: How is this trend used in economic policy?

A: The Cost to Income Ratio is used by central banks, financial regulators, and policymakers to evaluate the health and efficiency of a country's banking industry.

Q: Are there update delays or limitations?

A: The data is published annually with a slight delay, and may not capture the most recent changes in the banking sector.

Related Trends

Citation

U.S. Federal Reserve, Bank's Cost to Income Ratio for Luxembourg (DDEI07LUA156NWDB), retrieved from FRED.