Bank's Cost to Income Ratio for Sri Lanka

DDEI07LKA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

43.49

Year-over-Year Change

-21.79%

Date Range

1/1/2011 - 1/1/2021

Summary

The Bank's Cost to Income Ratio for Sri Lanka measures the operating expenses of banks relative to their operating income, providing insight into banking sector efficiency.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Cost to Income Ratio is a widely used metric in the banking industry that indicates a bank's operational efficiency. It shows how much a bank spends to generate each unit of revenue, with lower ratios suggesting more efficient operations.

Methodology

This ratio is calculated by dividing a bank's total operating expenses by its total operating income.

Historical Context

Policymakers and analysts use this metric to assess the financial health and competitiveness of the Sri Lankan banking sector.

Key Facts

  • The average Cost to Income Ratio for Sri Lankan banks was 72.5% in 2021.
  • A lower Cost to Income Ratio indicates higher operational efficiency for a bank.
  • The ratio is closely monitored by regulators to ensure the stability of the banking system.

FAQs

Q: What does this economic trend measure?

A: The Bank's Cost to Income Ratio for Sri Lanka measures the operating expenses of banks relative to their operating income, providing insight into the efficiency of the banking sector.

Q: Why is this trend relevant for users or analysts?

A: This metric is widely used to assess the financial health and competitiveness of the banking sector, as a lower ratio indicates more efficient operations.

Q: How is this data collected or calculated?

A: The ratio is calculated by dividing a bank's total operating expenses by its total operating income.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to monitor the stability and efficiency of the Sri Lankan banking system, which is crucial for the overall financial stability of the country.

Q: Are there update delays or limitations?

A: The data is subject to the reporting schedules of the banking institutions and may have some delays in availability.

Related Trends

Citation

U.S. Federal Reserve, Bank's Cost to Income Ratio for Sri Lanka (DDEI07LKA156NWDB), retrieved from FRED.