Bank's Overhead Costs to Total Assets for India
DDEI04INA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.85
Year-over-Year Change
10.50%
Date Range
1/1/2000 - 1/1/2021
Summary
The 'Bank's Overhead Costs to Total Assets for India' metric measures the operating expenses of India's banking sector as a percentage of total assets. This indicator provides insight into the efficiency and profitability of the Indian banking industry.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series represents the ratio of total overhead expenses (including personnel, occupancy, and other operating costs) to total banking assets for commercial banks in India. It is a key measure of a banking system's operational efficiency and can inform analyses of industry competitiveness and profitability.
Methodology
The data is collected and calculated by the World Bank using regulatory and financial reporting from India's central bank and commercial banks.
Historical Context
Policymakers and market analysts use this metric to assess the health and competitive dynamics of India's banking sector.
Key Facts
- India's bank overhead costs averaged 2.3% of total assets in 2020.
- Overhead costs have declined from a high of 3.1% in 2000.
- Lower overhead ratios indicate more efficient banking operations.
FAQs
Q: What does this economic trend measure?
A: This metric measures the total operating expenses (overhead) of commercial banks in India as a percentage of their total assets.
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insight into the efficiency and profitability of the Indian banking industry, which is important for assessing competitiveness and the health of the financial system.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the World Bank using regulatory and financial reporting from India's central bank and commercial banks.
Q: How is this trend used in economic policy?
A: Policymakers and market analysts use this metric to assess the operational efficiency and competitiveness of India's banking sector, which informs policy decisions and investment strategies.
Q: Are there update delays or limitations?
A: The data is published annually with a lag, so the most recent year may not reflect the current state of the banking industry.
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Citation
U.S. Federal Reserve, Bank's Overhead Costs to Total Assets for India (DDEI04INA156NWDB), retrieved from FRED.