Bank's Overhead Costs to Total Assets for Albania
DDEI04ALA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.84
Year-over-Year Change
-34.58%
Date Range
1/1/2000 - 1/1/2021
Summary
The 'Bank's Overhead Costs to Total Assets for Albania' series measures the ratio of a bank's overhead costs to its total assets in Albania. This metric provides insight into the efficiency and operational costs of the Albanian banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the total overhead expenses (such as personnel, IT, and general administrative costs) of banks in Albania as a proportion of their total assets. It is used to assess the cost structure and operational efficiency of the banking industry in the country.
Methodology
The data is collected and reported by the World Bank as part of their Global Financial Development Database.
Historical Context
Policymakers and financial analysts use this metric to evaluate the competitiveness and health of Albania's banking system.
Key Facts
- The latest value for this indicator in Albania is 2.3% (2020).
- Albania's bank overhead costs have declined from a high of 3.4% in 2010.
- Lower overhead ratios indicate more efficient banking operations.
FAQs
Q: What does this economic trend measure?
A: This series measures the ratio of total overhead expenses (such as personnel, IT, and administrative costs) to total assets for banks operating in Albania.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the cost structure and operational efficiency of the Albanian banking sector, which is relevant for policymakers and financial analysts evaluating the competitiveness and health of the country's financial system.
Q: How is this data collected or calculated?
A: The data is collected and reported by the World Bank as part of their Global Financial Development Database.
Q: How is this trend used in economic policy?
A: Policymakers and regulators use this indicator to assess the competitiveness and soundness of Albania's banking industry, which can inform decisions around financial sector policies and reforms.
Q: Are there update delays or limitations?
A: The data is published annually with a lag, so the most recent value may not reflect the current state of the banking sector.
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Citation
U.S. Federal Reserve, Bank's Overhead Costs to Total Assets for Albania (DDEI04ALA156NWDB), retrieved from FRED.