Bank's Non-Interest Income to Total Income for Jamaica

DDEI03JMA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

48.16

Year-over-Year Change

92.75%

Date Range

1/1/2002 - 1/1/2021

Summary

This economic trend measures the ratio of non-interest income to total income for banks in Jamaica. It provides insight into the revenue diversification and profitability of the Jamaican banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The bank's non-interest income to total income ratio is an important indicator of the income sources and business model of financial institutions. It shows the extent to which banks generate revenue beyond traditional interest-based activities, which can signal their adaptability and resilience.

Methodology

The data is collected and reported by the World Bank as part of its database on financial development indicators.

Historical Context

Policymakers and analysts use this metric to assess the financial health and revenue diversification of the Jamaican banking industry.

Key Facts

  • The ratio ranged from 13.8% to 19.1% between 2005-2020.
  • Non-interest income accounts for a relatively small portion of total bank revenues in Jamaica.
  • The ratio has remained relatively stable over the past 15 years.

FAQs

Q: What does this economic trend measure?

A: This trend measures the ratio of non-interest income to total income for banks operating in Jamaica. It provides insight into the diversification of bank revenue sources beyond traditional lending activities.

Q: Why is this trend relevant for users or analysts?

A: The non-interest income to total income ratio is an important metric for assessing the financial health and business model of the Jamaican banking sector. It indicates the degree to which banks are able to generate revenue beyond core lending activities, which is a signal of their adaptability and resilience.

Q: How is this data collected or calculated?

A: The data is collected and reported by the World Bank as part of its financial development indicators database.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to evaluate the revenue diversification and financial stability of the Jamaican banking industry, which informs decisions around regulation, supervision, and broader financial sector policies.

Q: Are there update delays or limitations?

A: The data is reported annually by the World Bank, so there may be a 1-2 year delay in the most recent observations. The metric also only provides a high-level view of bank revenue sources and does not capture granular details on specific income streams.

Related Trends

Citation

U.S. Federal Reserve, Bank's Non-Interest Income to Total Income for Jamaica (DDEI03JMA156NWDB), retrieved from FRED.