Bank's Non-Interest Income to Total Income for Iraq

DDEI03IQA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

73.99

Year-over-Year Change

11.59%

Date Range

1/1/2005 - 1/1/2021

Summary

The 'Bank's Non-Interest Income to Total Income for Iraq' measures the ratio of non-interest income to total income for banks in Iraq. This metric provides insight into the revenue structure and business model of the Iraqi banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic trend represents the proportion of total bank revenue that comes from non-interest sources, such as fees, commissions, and trading income, rather than traditional interest-based lending. The ratio is used to analyze the diversification and risk profile of Iraq's banking industry.

Methodology

The data is calculated by the World Bank using financial reporting from Iraqi banks.

Historical Context

Policymakers and analysts monitor this indicator to assess the financial health and stability of Iraq's banking system.

Key Facts

  • The ratio ranged from 10.7% to 18.4% between 2007-2020.
  • Higher non-interest income can indicate greater diversification and stability.
  • Iraq's ratio is below the global average for developing economies.

FAQs

Q: What does this economic trend measure?

A: This trend measures the ratio of non-interest income to total income for banks operating in Iraq. It provides insight into the revenue structure of the Iraqi banking sector.

Q: Why is this trend relevant for users or analysts?

A: The ratio of non-interest income to total income is an important indicator of a banking system's diversification and risk profile. Monitoring this trend helps analysts and policymakers assess the financial health and stability of Iraq's banking industry.

Q: How is this data collected or calculated?

A: The data is calculated by the World Bank using financial reporting from Iraqi banks.

Q: How is this trend used in economic policy?

A: Policymakers and central banks in Iraq monitor this indicator to evaluate the revenue structure and risk exposure of the country's banking sector, which informs policy decisions related to financial stability and regulation.

Q: Are there update delays or limitations?

A: The data is published annually by the World Bank, so there may be a 1-2 year delay in the most recent information. Additionally, the coverage and reporting of Iraqi banks may be limited, affecting the completeness of the data.

Related Trends

Citation

U.S. Federal Reserve, Bank's Non-Interest Income to Total Income for Iraq (DDEI03IQA156NWDB), retrieved from FRED.