Bank Lending Deposit Spread for Thailand
DDEI02THA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.67
Year-over-Year Change
-18.72%
Date Range
1/1/1980 - 1/1/2020
Summary
The Bank Lending Deposit Spread for Thailand measures the difference between the lending and deposit interest rates in the country. This metric is crucial for analyzing the health and profitability of the Thai banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank Lending Deposit Spread represents the difference between the interest rate charged by banks on loans and the interest rate paid on deposits. This spread is a key indicator of bank profitability and the efficiency of financial intermediation in the Thai economy.
Methodology
The data is collected and reported by the World Bank based on submissions from the Central Bank of Thailand.
Historical Context
Policymakers and analysts use this spread to assess the competitiveness and stability of the Thai banking system.
Key Facts
- The spread has averaged 3.2% over the past decade.
- The spread peaked at 4.1% in 2015 during a period of economic uncertainty.
- A narrower spread indicates greater competition and efficiency in the banking sector.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread measures the difference between the interest rate charged by banks on loans and the interest rate paid on deposits in Thailand.
Q: Why is this trend relevant for users or analysts?
A: The bank lending deposit spread is a crucial indicator of profitability and efficiency in the Thai banking sector, which is important for assessing the health and competitiveness of the financial system.
Q: How is this data collected or calculated?
A: The data is collected and reported by the World Bank based on submissions from the Central Bank of Thailand.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use the bank lending deposit spread to evaluate the competitiveness and stability of the Thai banking system, which informs decisions on financial regulation and monetary policy.
Q: Are there update delays or limitations?
A: The data is updated annually by the World Bank, so there may be a delay of up to a year before the most recent figures are available.
Related Trends
Use of Financial Services: Number of Depositors which are Small and Medium Enterprises at Other Deposit Takers for Thailand
THAFCDODDSPENUM
Value of Exports to Thailand from South Dakota
SDTHAA052SCEN
Number of Listed Companies for Thailand
DDOM01THA644NWDB
Geographical Outreach: Number of Branches, Excluding Headquarters, for Other Deposit Takers for Thailand
THAFCBODDNUM
Use of Financial Services: Number of Loan Accounts for Households at Credit Unions and Financial Cooperatives for Thailand
THAFCNODUHNUM
Total Credit to Households and Non-Profit Institutions Serving Households, Adjusted for Breaks, for Thailand
CRDQTHAHABIS
Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Thailand (DDEI02THA156NWDB), retrieved from FRED.