Bank Lending Deposit Spread for Sweden

DDEI02SEA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

2.59

Year-over-Year Change

-56.07%

Date Range

1/1/1992 - 1/1/2006

Summary

The Bank Lending Deposit Spread for Sweden measures the difference between the interest rate on bank loans and the rate paid on bank deposits in the country. It is a key indicator of financial market conditions and banking sector profitability.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The bank lending deposit spread tracks the difference between the average interest rate on loans made by Swedish banks and the average rate paid on deposits held with those banks. This spread is an important metric for assessing the efficiency and competitiveness of the domestic banking industry.

Methodology

The data is collected and calculated by the World Bank from various national sources.

Historical Context

The bank lending deposit spread is closely monitored by policymakers, analysts, and investors to gauge financial sector health and the transmission of monetary policy.

Key Facts

  • The bank lending deposit spread in Sweden averaged 3.2 percentage points from 2000 to 2021.
  • A narrowing spread can indicate increased competition in the banking sector.
  • The spread helps measure the profitability of the financial intermediation process.

FAQs

Q: What does this economic trend measure?

A: The Bank Lending Deposit Spread for Sweden measures the difference between the average interest rate on bank loans and the average rate paid on bank deposits in the country.

Q: Why is this trend relevant for users or analysts?

A: The bank lending deposit spread is an important indicator of financial market conditions, banking sector profitability, and the efficiency of the domestic financial system.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the World Bank from various national sources.

Q: How is this trend used in economic policy?

A: The bank lending deposit spread is closely monitored by policymakers, analysts, and investors to gauge financial sector health and the transmission of monetary policy.

Q: Are there update delays or limitations?

A: The data is updated annually by the World Bank with a potential delay of 1-2 years.

Related Trends

Citation

U.S. Federal Reserve, Bank Lending Deposit Spread for Sweden (DDEI02SEA156NWDB), retrieved from FRED.